Mortgage Loan Advisor- Bilingual (Spanish)

Company: Publix Employees Federal Credit Union
Location: Hollywood
Posted on: May 27, 2023

Job Description:

Publix Employees Federal Credit Union (PEFCU) was established over 60 years ago to provide financial services with lifetime value to Publix Super Markets, Inc. employees and their families. PEFCU Benefits/Perks:Medical, Dental and Vision insurance coverage provided at NO cost to you!HUGE contributions toward dependent premiums Generous Paid Time Off program (4 weeks or more in your first year )11 paid holidays per year401(k) retirement plan and profit sharingPay for performance incentive programsTime off for giving back to your community!Tuition reimbursementAnd much, much more We are committed to improvement, driven by feedback, and focused on organizational growth. We expect and demonstrate our values (Caring, Inclusive, Transparent, Innovative, and Accountable) every day, creating an environment where all associates can add value and feel valued.Find your value here as a Mortgage Loan Advisor (Officer)What you will do Meets with and interviews members to understand their lending needs including first-time mortgages and refinance of existing loans.Explains the differences between and approval requirements of various types of mortgages; prepares and presents a lending package based on client specifications.Assists members with completion of mortgage applications, inspecting completed documents for accuracy and thoroughness.Reviews loan applications, gathers credit histories and reports, and assesses applicants capacity to repay and default risk.Based on predetermined requirements, assesses, and grants or rejects mortgage applications.Maintains knowledge of trends and developments in the local real estate market; current and predicted lending rates; and changes in rules, regulations, and best practices of various mortgages.Develops and maintains contacts with local realtors, developers, and builders to promote and encourage the use of bank services for residential mortgages.Attends community and Publix events outside of credit union. These events may be during or after hours.Performs other duties as assigned.Office based positin in our Pembroke Pines branch.Travel to our Royal Palm Beach credit union routinely and as needed to meet with members.What you need Bilingual - SpanishExcellent interpersonal and customer service skillsExcellent organizational skills and attention to detail.Consultative conversational skillsThorough understanding of Federal Housing Authority (FHA), Veterans Affairs (VA), Federal National Mortgage (Freddie Mac), and other types of construction and conventional loansProficient with Microsoft Office Suite or related software3 years of Mortgage Lending or related field preferredNMLS license or ability to obtain an NMLS license within 30 days of hire.What's in it for you Competitive payPay for performance incentive programEmployee's Medical, Dental and Vision insurance coverage provided at NO cost to the employeeStellar benefits/perksWork/life balanceApply now!

Keywords: Publix Employees Federal Credit Union, Hollywood , Mortgage Loan Advisor- Bilingual (Spanish), Other , Hollywood, Florida